NEW QUESTION 21
Adam was bitten by a stray dog in Africa. He washed his wound in a pond and a week later he became very ill with a high temperature. Initially, the local hospital treated him for malaria and later treated him for the fever following the dog bite. Adam died in hospital. What is the proximate cause of his death?

NEW QUESTION 22
According to statute law, an unfair term in a consumer insurance contract is defined as one which

NEW QUESTION 23
In terms of private motor insurance, a renewal offer can be accepted

NEW QUESTION 24
A claimant may possibly recover money transferred under an illegal contract when

NEW QUESTION 25
For this question more than 1 option is correct. You must select all the correct options to gain the mark.
A proposer for private motorcycle insurance carelessly states the motorcycle’s engine capacity as 500cc when in fact it is 1500cc. A policy is issued by the insurer on this basis. In the event of a valid claim causing damage to the motorcycle, what potential remedies are available to the insurer under the Consumer Insurance (Disclosure and Representations) Act 2012?

NEW QUESTION 26
As a result of a breach of good faith under a commercial insurance policy, the insurer avoided the policy as a whole, but was NOT permitted to retain the premium because

NEW QUESTION 27
A warranty in Emily’s personal travel insurance policy states that cash must be kept in a locked safe. Whilst on holiday, a storm destroys her hotel and its contents. When Emily completes a claim form for loss of money, she admits that her cash was NOT locked in the safe. What will be the insurer’s likely response to her claim for the lost money?

NEW QUESTION 28
In the tort of negligence, a primary victim of nervous shock is a class of person who suffers psychiatric injury

NEW QUESTION 29
For this question more than 1 option is correct. You must select all the correct options to gain the mark. What are the main sources of new English Law?

NEW QUESTION 30
A household insurance policyholder leaves his home to go to work without setting the burglar alarm. Whilst he was out, his new tumble dryer overheats and causes fire damage to the kitchen. In what circumstances may the insurer legally reject a fire claim?

NEW QUESTION 31
A married couple have equal shares in a property and are insured under a buildings insurance policy. What is the likely position in law of a breach of good faith by one party, which was unknown to the other party?

NEW QUESTION 32
A property policy contains a condition regarding prompt loss notification. If the insured fails to comply with this condition, in practice, the insurer is likely to

NEW QUESTION 33
Who is entitled to the surplus if a subrogation recovery from a negligent third party is greater than the amount the insurer has paid to the insured?

NEW QUESTION 34
In what circumstances is abandonment automatic under a marine hull insurance policy?

NEW QUESTION 35
For this question more than 1 option is correct. You must select ail the correct options to gain the mark.
In what circumstances does the Fires Prevention (Metropolis) Act 1774 require insurance companies to ensure that claims monies are used to rebuild or reinstate buildings destroyed or damaged by fire?

NEW QUESTION 36
A breach of warranty under the general law of contract legally entitles an injured party to

NEW QUESTION 37
What is the most common for of corporation?

NEW QUESTION 38
A riot results in a shop being damaged and the shopowner’s insurer settling the claim. A subrogation right enabling the insurer to sue the police authority arises under

NEW QUESTION 39
Insurance agencies are usually created by way of

NEW QUESTION 40
Which divisional court of the High Court includes a Commercial Court?